unmoneyed
/ˌʌnˈmʌniɪd/Definitions
1. adjective
not having or showing a good understanding of money and its value; lacking financial sophistication.
“She was unmoneyed and made a series of poor financial decisions after graduating from college.”
2. noun
a person who is not financially well-off or sophisticated.
“The unmoneyed crowd at the charity gala was easily swayed by the persuasive sales pitch.”