savvy
/ˈsævɪ/ or /ˈsævi/Definitions
1. adjective
having or showing a quick and informed understanding; perceptive, shrewd
“He’s a savvy business owner who knows how to navigate the market.”
2. noun
a person who is perceptive or shrewd; a shrewd or worldly person
“She’s a savvy investor who always makes smart financial decisions.”