prudent
/ˈpruːdənt/ or /ˈprʊdənt/Definitions
1. adjective
Having or showing the ability to make good decisions and judgments, especially about the long-term consequences of one’s actions.
“She was a prudent investor and managed her finances wisely.”
2. noun
A person who is cautious and careful in their decisions and actions.
“The prudent business owner made a wise decision to diversify her investments.”