encumber
/ɛnˈkʌmbər/Definitions
1. verb
to burden or load with something, such as a responsibility or debt; to hinder or obstruct the progress or effectiveness of something.
“The heavy debt will encumber her financial stability for years to come.”
2. noun
a burden or load that hinders or obstructs something; a responsibility or debt that one must bear.
“The company’s financial encumbrances made it difficult to secure new investments.”