cafard
/kafɑːʀ/; (British English) /kæˈfɑːrd/ or /kæˈfɑːrd/; (General American)
Definitions
1. noun
A cockroach; a term used, especially in the 19th century, to refer to a person who is idle, lazy, or a ne’er-do-well
“The landlord accused the tenant of being a cafard, as he had not paid rent in months.”